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INSURANCE |
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hogone 
Senior Member 
Joined: 09 Apr 2013 Location: High Ridge, MO Online Status: Offline Posts: 1070 |
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 Topic: INSURANCEPosted: 13 Dec 2025 at 9:45am |
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Good morn all: Just curious as to what others do for RV insurance; ie: price, deductables, insurer, coverage, etc. The way I understand it (at least in Missouri), the liability is covered under the tow vehicle, so basically the RV insurance would be comp and coll. Just curious as to others views and ideas on coverage, etc. I did sell the 177, and purchased a new RV. Jon
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Jon & Pam
2025 GD 17MKE 2013 RP177(sold Nov 25) 2023 F150 2017 HD Streetglide CHEESEHEAD |
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poohbill
Senior Member
Joined: 22 Aug 2019 Location: Idaho Online Status: Offline Posts: 136 |
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Posted: 13 Dec 2025 at 6:16pm |
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Good question, which sent me to my State Farm policy materials. We have a trailer worth maybe $10k ensured for Damage, with a $500 deductible, at a cost of $161/yr. Nothing else on it, so I’m guessing Idaho defers to the TV policy. This has me curious about what scenario(s) are hedged by my $161, and why I haven’t ever thought about it before.
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2016 179 Gastropod
2017 Ridgeline |
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James07
Newbie 
Joined: 19 Feb 2020 Location: Sacramento Online Status: Offline Posts: 29 |
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Posted: 14 Dec 2025 at 12:52pm |
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Took my 2015 R178 off my insurance policy when I found out liability coverage is extended when hooked up and traveling with tow vehicle. That's all I care about since market value for 2015 is only around $15K. No point carrying collision and comprehensive.
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