INSURANCE
Printed From: R-pod Owners Forum
Category: Non-pod Discussion Forums
Forum Name: General non-pod discussion
Forum Discription: Non-pod and ex-pod general stuff
URL: http://www.rpod-owners.com/forum_posts.asp?TID=16345
Printed Date: 02 Feb 2026 at 9:27pm
Software Version: Web Wiz Forums 9.64 - http://www.webwizforums.com
Topic: INSURANCE
Posted By: hogone
Subject: INSURANCE
Date Posted: 13 Dec 2025 at 9:45am
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Good morn all: Just curious as to what others do for RV insurance; ie: price, deductables, insurer, coverage, etc. The way I understand it (at least in Missouri), the liability is covered under the tow vehicle, so basically the RV insurance would be comp and coll. Just curious as to others views and ideas on coverage, etc. I did sell the 177, and purchased a new RV. Jon ------------- Jon & Pam 2025 GD 17MKE 2013 RP177(sold Nov 25) 2023 F150 2017 HD Streetglide CHEESEHEAD |
Replies:
Posted By: poohbill
Date Posted: 13 Dec 2025 at 6:16pm
Good question, which sent me to my State Farm policy materials. We have a trailer worth maybe $10k ensured for Damage, with a $500 deductible, at a cost of $161/yr. Nothing else on it, so I’m guessing Idaho defers to the TV policy. This has me curious about what scenario(s) are hedged by my $161, and why I haven’t ever thought about it before. ------------- 2016 179 Gastropod 2017 Ridgeline |
Posted By: James07
Date Posted: 14 Dec 2025 at 12:52pm
| Took my 2015 R178 off my insurance policy when I found out liability coverage is extended when hooked up and traveling with tow vehicle. That's all I care about since market value for 2015 is only around $15K. No point carrying collision and comprehensive. |