I definitely need to look into the Tech license - wouldn't take much review for me to pass it. Getting a ham rig needs to be a priority on my prep to-dos (I've been working on supplies for a while), for communication with the outside world.
Sorry I should have been more specific with my question. I'm looking into family communication if SHTF and one of us needs to go some distance from home base (or an evacuation forces us apart). So I'm assuming no cell phone system, or repeaters of any type. There's zero chance I'll get them to learn/take/pass a ham certification so this leaves the unlicensed voice bands. I know of four options:
CB, 27 Mhz, 5 watts max, 40 channels (not including SSB), close to 10 meter ham so decent distance
MURS, 151/154 Mhz, 2 watts max, 5 channels, close to 2 meter ham so decent distance
FRS/GMRS, 462/467 Mhz, 50 watts max (1/2 watt for some FRS channels), 22 channels simplex, above 70 cm ham so fairly short range
CB, FRS/GMRS has a wide availability of cheap equipment. Great if you need to scrounge for replacement equipment after SHTF, and for information sharing with the local community, but not great for uninterrupted point-to-point communication. You are right that the GMRS-only channels require a license but it covers a whole family so a minor hurdle. Not to mention that most people that buy the low-powered bubble pack junk don't bother - and I wouldn't care under SHTF conditions for any power. If I went with higher power equipment under normal conditions I would get the license to CYA - I don't need a ding on my record if I go for the ham license. I used CB a lot in the 80's and 90's so I'm familiar with that beast. SSB would be a must in many cases for decent range but getting the family to learn how to dial it in wouldn't be fun. GMRS at high power and 60 feet tower height (or 20 above attached structure) keeps it in the running for 2nd place. MURS only has 5 channels and 2 watts max but its frequency helps, and few people have radios for it. I think it has the same antenna height rules.