R-pod Owners Forum : insurance https://www.rpod-owners.com/ This is an XML content feed of; R-pod Owners Forum : Warranty, Service and Recall Bulletins : insurance Copyright (c) 2006-2009 Web Wiz Forums - All Rights Reserved. Fri, 07 Aug 2026 17:29:14 +0000 Mon, 30 May 2016 20:14:07 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 9.64 360 https://www.rpod-owners.com/RSS_post_feed.asp?TID=8025 R-pod Owners Forum https://www.rpod-owners.com/forum_images/web_wiz_forums.png https://www.rpod-owners.com/ insurance : I pay 74.00/year. This is with... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=76150#76150 Author: jato
Subject: 8025
Posted: 30 May 2016 at 8:14pm

I pay 74.00/year.  This is with collision (1000 deductible), comp.  and full replacement value.  Pioneer State Insurance, Lansing, MI.]]> Mon, 30 May 2016 20:14:07 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=76150#76150 insurance : Over 12 months that seems expensive,... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=76149#76149 Author: techntrek
Subject: 8025
Posted: 30 May 2016 at 8:07pm

Over 12 months that seems expensive, I think I pay half that.]]> Mon, 30 May 2016 20:07:37 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=76149#76149 insurance : I purchased my r-pod with no financing.... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=76073#76073 Author: Jewel59
Subject: 8025
Posted: 29 May 2016 at 7:44pm

I purchased my r-pod with no financing.  I have a policy with State Farm that runs $23.00 a month.  It's worth it to me for peace of mind.]]> Sun, 29 May 2016 19:44:20 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=76073#76073 insurance : Yes, liability is the "minimum... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75893#75893 Author: techntrek
Subject: 8025
Posted: 26 May 2016 at 8:44pm

Yes, liability is the "minimum while hitched" coverage.  Then there is comprehensive coverage if you pay for it (which is what a bank will require if it is financed, like a car).  Then there are various levels of repair/replacement warranty coverage like XtraRide which is what my camper came with.  Wasn't clear before!]]> Thu, 26 May 2016 20:44:31 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75893#75893 insurance : Thanks for the replies. When I... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75863#75863 Author: johnmaci
Subject: 8025
Posted: 26 May 2016 at 8:52am

Thanks for the replies.
When I bought my trailer, I purchased a Progressive policy (since USAA does not offer RV insurance and progressive is a third party).
I had not realized they had sold me the wrong policy that was costing $290 a yr. (I had no idea there was a difference in RV and trailer coverage).
Due to another post earlier on this forum regarding AAA, I called and inquired about their coverage.
They were very helpful and explained I needed to call my insurer and ask for comprehensive and collision; liability is already covered by my auto policy.
Although USAA is not inexpensive, I was able to save almost $100 a year over what I was paying Progressive.]]> Thu, 26 May 2016 08:52:58 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75863#75863 insurance : Originally posted by techntrekThat... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75851#75851 Author: GlibGuy
Subject: 8025
Posted: 25 May 2016 at 9:53pm

Originally posted by techntrek

That is up to your bank, if you financed it.  If you didn't, you have a minimum level of coverage via your auto policy as long as it is hitched up.  I fully insured mine as an additional vehicle on our auto policy, and our current camper came with 1 1/2 years of a 7 year comprehensive policy.

Pretty sure Maryland is the same as Virginia and there is NO physical coverage provided for a recreational vehicle while "hitched".  It would have liability, i. e. damage to others only.
 
]]> Wed, 25 May 2016 21:53:36 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75851#75851 insurance : That is up to your bank, if you... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75843#75843 Author: techntrek
Subject: 8025
Posted: 25 May 2016 at 8:54pm

That is up to your bank, if you financed it.  If you didn't, you have a minimum level of coverage via your auto policy as long as it is hitched up.  I fully insured mine as an additional vehicle on our auto policy, and our current camper came with 1 1/2 years of a 7 year comprehensive policy.]]> Wed, 25 May 2016 20:54:31 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75843#75843 insurance : Sorry for the blank post :(Was... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75831#75831 Author: johnmaci
Subject: 8025
Posted: 25 May 2016 at 5:40pm

Sorry for the blank post :(
Was just curious what level of coverage was necessary (if any)......
]]> Wed, 25 May 2016 17:40:08 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75831#75831 insurance : I agree for the past 7 years... https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75827#75827 Author: David and Danette
Subject: 8025
Posted: 25 May 2016 at 5:29pm

    I agree for the past 7 years I have left it alone, I have gone without it. Confused Approve]]> Wed, 25 May 2016 17:29:19 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75827#75827 insurance : https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75819#75819 Author: johnmaci
Subject: 8025
Posted: 25 May 2016 at 3:57pm

]]> Wed, 25 May 2016 15:57:11 +0000 https://www.rpod-owners.com/forum_posts.asp?TID=8025&PID=75819#75819