R-pod Owners Forum : R pod insurance http://www.rpod-owners.com/ This is an XML content feed of; R-pod Owners Forum : Miscellaneous / Off-topic : R pod insurance Copyright (c) 2006-2009 Web Wiz Forums - All Rights Reserved. Thu, 30 Apr 2026 13:41:39 +0000 Fri, 02 Aug 2013 20:59:38 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 9.64 360 www.rpod-owners.com/RSS_post_feed.asp?TID=3781 R-pod Owners Forum http://www.rpod-owners.com/forum_images/web_wiz_forums.png http://www.rpod-owners.com/ R pod insurance : We have GEICO and one of the perks... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36301#36301 Author: thadd
Subject: 3781
Posted: 02 Aug 2013 at 8:59pm

We have GEICO and one of the perks from them is that if you're in an accident and have both TV and R-Pod insurance from them, you only pay one deductible for that accident.

After our crash, we were really happy with their flexibility on getting the repairs done. We ended up having claims and inspections on the R-Pod in three different states (TN where the accident occurred, TX during our half-way stop for Christmas and to do a few more repairs to make the R-Pod more roadworthy for the rest of the trip, and then CA for the remaining repairs that took too long to do elsewhere).
]]> Fri, 02 Aug 2013 20:59:38 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36301#36301 R pod insurance : Originally posted by P&MOn... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36298#36298 Author: GA_RPOD_178
Subject: 3781
Posted: 02 Aug 2013 at 8:29pm

Originally posted by P&M

On our policy, it is actual full replacement of the Pod with the newest years model.


We have the same coverage from Progressive.  I think ours goes out 5 years from the date you bought your unit and then "freezes" in terms of replacement value.
]]> Fri, 02 Aug 2013 20:29:05 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36298#36298 R pod insurance : I shall be looking into that then.... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36293#36293 Author: kymooses
Subject: 3781
Posted: 02 Aug 2013 at 6:58pm

I shall be looking into that then.  Ours is just current value of the camper!]]> Fri, 02 Aug 2013 18:58:07 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36293#36293 R pod insurance : On our policy, it is actual full... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36287#36287 Author: P&M
Subject: 3781
Posted: 02 Aug 2013 at 4:29pm

On our policy, it is actual full replacement of the Pod with the newest years model.

]]> Fri, 02 Aug 2013 16:29:23 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36287#36287 R pod insurance : When some of you are mentioning... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36286#36286 Author: kymooses
Subject: 3781
Posted: 02 Aug 2013 at 4:01pm

When some of you are mentioning replacement coverage, do you mean just like with your car you'd get the value of what your Pod is currently worth?

Or actual "full replacement" of your Pod with a new one if it were totaled??


Ying Yang
]]> Fri, 02 Aug 2013 16:01:13 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36286#36286 R pod insurance : I think that the most surprising... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36260#36260 Author: P&M
Subject: 3781
Posted: 02 Aug 2013 at 8:34am

I think that the most surprising thing to me when I was getting the insurance figured out, prior to Pod purchase, was that it was not nearly as expensive as I thought it would be.]]> Fri, 02 Aug 2013 08:34:35 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36260#36260 R pod insurance : Aviva - $260/yrCovers full replacement... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36239#36239 Author: Outbound
Subject: 3781
Posted: 01 Aug 2013 at 8:02pm

Aviva - $260/yr

Covers full replacement value for the first 5 years, $10,000 content insurance, $1,000,000 liability if someone is injured on the campsite.
]]> Thu, 01 Aug 2013 20:02:06 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36239#36239 R pod insurance : Whatever insurance company you... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36202#36202 Author: Kickstart
Subject: 3781
Posted: 01 Aug 2013 at 12:40pm

Whatever insurance company you select, you might want to consider having comprehensive coverage. Here's an example of why.  In July of 1996 we were in a private campground in Big Timber, Montana. We were returning to Washington State after doing all of the Black Hills stuff. It was about 85 degrees, and we were sitting in the trailer with the A/C on. About 10 minutes later every trailer, motor home, and tow vehicle was being pummeled by marble sized hail stones.
 
Tow rigs dimpled, trailer windows broken, aluminum siding ruined, hail in the trailer through the broken roof vents, and ruined A/C unit. The only uninjured vehicles were a few Corvettes returning from the Corvette get together at Spearfish, SD. We duct taped the windows, and vents, returned home and quickly checked our policy. We did have comprehensive. It would have been $7,000 to repair a $10,000 trailer.  
]]> Thu, 01 Aug 2013 12:40:39 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36202#36202 R pod insurance : Ours. State Farm. About $300/year.... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36199#36199 Author: Camper Bob
Subject: 3781
Posted: 01 Aug 2013 at 11:01am

Ours. State Farm. About $300/year. Safe Travels.]]> Thu, 01 Aug 2013 11:01:26 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36199#36199 R pod insurance : Progressive ... full replacement... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36187#36187 Author: P&M
Subject: 3781
Posted: 01 Aug 2013 at 8:29am

Progressive ... full replacement coverage (will replace with current years model), good comprehensive / collision / damage coverage, towing costs, repairs to TV if caused by trailer, and so on.  Right around $240 per year for us.]]> Thu, 01 Aug 2013 08:29:20 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36187#36187 R pod insurance : State Farm as I have been with... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36185#36185 Author: rpodcamper.com
Subject: 3781
Posted: 01 Aug 2013 at 1:15am

State Farm as I have been with them for years and get great coverage and fair pricing. Insurance for replacement cost on the trailer and also while hooked up to the Tv insurance is protected so if I hit something with the trailer the trailer's insurance pays not my trucks.]]> Thu, 01 Aug 2013 01:15:50 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36185#36185 R pod insurance : Progressive Insurance, through... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36180#36180 Author: GA_RPOD_178
Subject: 3781
Posted: 31 Jul 2013 at 9:48pm

Progressive Insurance, through a local agent.  Added total replacement.  Didn't shop the coverage that much first year.

]]> Wed, 31 Jul 2013 21:48:22 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36180#36180 R pod insurance : We use a locally-based company... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36171#36171 Author: techntrek
Subject: 3781
Posted: 31 Jul 2013 at 7:58pm

We use a locally-based company for our auto and pod insurance, Peninsula Insurance.  In many cases a trailer has some coverage (collision) under an auto policy while hitched up - but none while unhitched.  We added our pod as an additional vehicle for full coverage.  It doesn't cost much but I don't remember exactly how much. ]]> Wed, 31 Jul 2013 19:58:22 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36171#36171 R pod insurance : Almost there on getting the 178... http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36161#36161 Author: Lefty
Subject: 3781
Posted: 31 Jul 2013 at 5:56pm

Almost there on getting the 178 and was wondering what insurance coverage most people get and what company they use]]> Wed, 31 Jul 2013 17:56:26 +0000 http://www.rpod-owners.com/forum_posts.asp?TID=3781&PID=36161#36161