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mcarter
podders Helping podders - pHp
Joined: 07 Apr 2016
Location: Greenbrier, TN
Online Status: Offline
Posts: 3419
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Topic: Insurance? Posted: 17 Feb 2019 at 5:00pm |
Tearless,
Not sure you can get an answer here. Insurance rates are very flexible based upon where you live. Get estimates, but appears you are getting a bundle rate, which in my mind is good. A single policy would probably more expensive and who wants multiple insurers. As an example my insurance in rural TN doesn't compare to same coverage in Nashville. I bundled with USAA and I'm content with that.
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Mike Carter
2015 178
" I had the right to remain silent, I just didn't have the ability."
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lostagain
Senior Member
Joined: 06 Sep 2016
Location: Quaker Hill, CT
Online Status: Offline
Posts: 2587
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Posted: 17 Feb 2019 at 4:42pm |
Premiums vary widely from state to state and even within states. The best thing to do is ask different companies for quotes. In some states the TV and trailer are insured on the same policy, while in others they are separate. When comparing prices, be sure to also compare the coverages you are getting so that you are comparing apples to apples.
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Never leave footprints behind.
Fred & Maria Kearney
Sonoma 167RB
Our Pod 172
2019 Ford F-150 4x4 2.7 EcoBoost
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TearlessTom
Groupie
Joined: 25 Jan 2019
Location: Spanish Fort AL
Online Status: Offline
Posts: 85
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Posted: 17 Feb 2019 at 8:57am |
I got this from my auto insurer. It seems a bit high to me. It is attaching it to my 2014 Ford F150 XLT .
What are your thoughts?
Thank you for requesting a GEICO RV quote.
To provide coverage for your 2017 R-Pod 180, we would add the RV to your
existing auto policy. Based on the information you provided, your
six-month policy premium will be $538.14. This is an increase of
$176.86. This quote includes the following coverage:
· Your existing auto policy liability limits
· Comprehensive and Collision with a $500 Deductible
· Vacation Liability at a limit of $10,000
· Replacement Cost for Personal Effects at a limit of $5000
· Emergency Expense Allowance at a limit of $1,000
· RV Medical Payments at a limit of $1,000
· RV Roadside Assistance
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Tearless Tom
2017 R-Pod 180
2014 Ford F-150 XLT 2WD 5.0
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jato
Senior Member
Joined: 23 Feb 2012
Location: Kewadin, MI
Online Status: Offline
Posts: 3226
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Posted: 10 Feb 2019 at 7:59pm |
Pioneer State out of Lansing, Michigan. Bundled with our car insurance we have full towing, comprehensive, $ 1000.00 deductible for collision, and theft for a total of $ 76.00/year.
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God's pod
'11 model 177
'17 Ford F-150 4WD 3.5 Ecoboost
Jim and Diane by beautiful Torch Lake
"...and you will know the Truth and the Truth will set you free."
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crw8sr
Senior Member
Joined: 12 Oct 2017
Location: Omaha Nebraska
Online Status: Offline
Posts: 328
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Posted: 10 Feb 2019 at 5:36pm |
USAA all the way!
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Chuck & Lyn
Izzy, Morkie. RIP
Zoe Joy & Gracie, Yorkie
2018 R Pod 190
2019 Traverse
In moments of adversity;when life's a total wreck, I think of those worse off than me and really feel like heck.
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Shane
podders Helping podders - pHp
Joined: 09 Sep 2018
Location: Northern IL.
Online Status: Offline
Posts: 98
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Posted: 09 Feb 2019 at 4:40pm |
We have a stand alone policy through State Farm and I also carry AAA for road emergency. If you are thinking of getting AAA make sure you get the plus RV coverage.
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ENGINE 55,TRUCK 44,BATALLION 12
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mcarter
podders Helping podders - pHp
Joined: 07 Apr 2016
Location: Greenbrier, TN
Online Status: Offline
Posts: 3419
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Posted: 09 Feb 2019 at 2:12pm |
We have USAA on vehicles, home and Pod. Also have roadside assistance with them. Bundling makes it a bit cheaper.
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Mike Carter
2015 178
" I had the right to remain silent, I just didn't have the ability."
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crankster78
Senior Member
Joined: 08 May 2018
Location: Minn
Online Status: Offline
Posts: 163
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Posted: 09 Feb 2019 at 8:47am |
Greetings: I have American Family. It's separate coverage and costs about $45 a month. I did check locally on insurance and found they are all pretty close in cost. I live in a small town in S MN. I have AAA for roadside, both the TV and TT. They will flat tow both for up to 200 miles free. Not cheap but when your closing in on 79, You want someone to come and take care of things.
Crankster78
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Crankster 78 R-179 2015
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TheBum
Senior Member
Joined: 26 Feb 2016
Location: Texas
Online Status: Offline
Posts: 1407
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Posted: 08 Feb 2019 at 11:28am |
We added our 179 to our Liberty Mutual auto policy as another vehicle. The premiums for collision and comprehensive are $314/year (insurance is a little on the expensive side in Texas); liability is covered by our TV's insurance.
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Alan
2022 R-Pod 196 "RaptoRPod"
2022 Ram 1500 Lone Star 4x4
Three cats
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Motor7
Senior Member
Joined: 09 Jan 2019
Location: E. TN
Online Status: Offline
Posts: 196
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Posted: 08 Feb 2019 at 6:52am |
Farm Bureau full coverage added to our car policy was $72 a year.
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2016 R-Pod 176T
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