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TearlessTom View Drop Down
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Joined: 25 Jan 2019
Location: Spanish Fort AL
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Posts: 85 		Direct Link To This Post Topic: Insurance?
    Posted: 07 Feb 2019 at 9:10pm
I haven't checked into insurance yet as a new owner.  

 Do most just carry a rider on their car insurance or do you get individual insurance on your Pod. ?   

Does home owners cover it when it is parked in your yard?

Theft? Vandalism?  Storm Damage ETC.?
Tearless Tom
2017 R-Pod 180
2014 Ford F-150 XLT 2WD 5.0
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StephenH View Drop Down
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Joined: 29 Nov 2015
Location: Wake Forest, NC
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Posts: 6417 		Direct Link To This Post Posted: 07 Feb 2019 at 9:12pm
You might want to try again. There is no text in the post above. You can use Post Options to edit the post and add the missing text.

Edit: We have Central Mutual Insurance for our home and auto. The RPod is a rider on the auto policy. When we had our accident, Central was fantastic in service and assisting in getting it repaired.
StephenH
Happy is the man that findeth wisdom,...

ouR escaPOD mods
Former RPod 179
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GlueGuy View Drop Down
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Joined: 15 May 2017
Location: N. California
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Posts: 2702 		Direct Link To This Post Posted: 07 Feb 2019 at 9:30pm
We have AAA, and they had a package for trailers that we added to our car insurance. It wasn't very much. In fact, I've forgotten how much it is... Embarrassed
bp
2017 R-Pod 179 Hood River
2015 Ford F150 SuperCrew 4WD 3.5L Ecoboost
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lostagain View Drop Down
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Joined: 06 Sep 2016
Location: Quaker Hill, CT
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Posts: 2595 		Direct Link To This Post Posted: 08 Feb 2019 at 5:39am
We have a stand alone policy from State Farm.  It's added to the bundle for home, car, truck and trailer.  It isn't expensive.  Different carriers package the coverage in different ways, whether as an adendum to your vehicle policy or stand alone, but it all is pretty much the same in the long run.  The main thing is don't tempt fate and do nothing.  
Never leave footprints behind.
Fred & Maria Kearney
Sonoma 167RB
Our Pod 172
2019 Ford F-150 4x4 2.7 EcoBoost
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Motor7 View Drop Down
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Joined: 09 Jan 2019
Location: E. TN
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Posts: 196 		Direct Link To This Post Posted: 08 Feb 2019 at 6:52am
Farm Bureau full coverage added to our car policy was $72 a year. 
2016 R-Pod 176T
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TheBum View Drop Down
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Joined: 26 Feb 2016
Location: Texas
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Posts: 1407 		Direct Link To This Post Posted: 08 Feb 2019 at 11:28am
We added our 179 to our Liberty Mutual auto policy as another vehicle. The premiums for collision and comprehensive are $314/year (insurance is a little on the expensive side in Texas); liability is covered by our TV's insurance.
Alan
2022 R-Pod 196 "RaptoRPod"
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crankster78 View Drop Down
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Joined: 08 May 2018
Location: Minn
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Posts: 163 		Direct Link To This Post Posted: 09 Feb 2019 at 8:47am
Greetings:
I have American Family.  It's separate coverage and costs about $45 a month.  I did check locally on insurance and found they are all pretty close in cost.  I live in a small town in S MN. I have AAA for roadside, both the TV and TT.  They will flat tow both for up to 200 miles free.  Not cheap but when your closing in on 79, You want someone to come and take care of things.

Crankster78
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mcarter View Drop Down
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Joined: 07 Apr 2016
Location: Greenbrier, TN
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Posts: 3419 		Direct Link To This Post Posted: 09 Feb 2019 at 2:12pm
We have USAA on vehicles, home and Pod. Also have roadside assistance with them. Bundling makes it a bit cheaper.
Mike Carter
2015 178
" I had the right to remain silent, I just didn't have the ability."
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Shane View Drop Down
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Joined: 09 Sep 2018
Location: Northern IL.
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Posts: 98 		Direct Link To This Post Posted: 09 Feb 2019 at 4:40pm
We have a stand alone policy through State Farm and I also carry AAA for road emergency. If you are thinking of getting AAA make sure you get the plus RV coverage.
ENGINE 55,TRUCK 44,BATALLION 12
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crw8sr View Drop Down
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Joined: 12 Oct 2017
Location: Omaha Nebraska
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Posts: 328 		Direct Link To This Post Posted: 10 Feb 2019 at 5:36pm
USAA all the way!
Chuck & Lyn
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