Camper purchased in OH but registering in NY

After 4 trips to the NYS DMV, I finally have a license plate and registration for our camper.  I wanted to do a follow up on this thread to set the record straight because there was some information shared previously that was incorrect. 

If you’re a NYS resident, you’re supposed to receive your title.  The DMV won’t register your RV if you don’t have it.  If you’ve financed the RV then a lien is placed on the title but you still get your title.  It will have the lien holder information printed on it in the lien section but it will have your name printed on it as the owner.  In order to sell the RV, you’ll need to pay off the loan before receiving your lien release letter. 

My 1^st trip to the DMV was just a fact finding mission, trying to figure out what I needed to do.  That was at one of our mobile DMVs. They told me I needed to go to a permanent DMV office where they could receive faxes.  They also spoke of a certified copy of the title being okay.  So I sent a fax to Bank of America (BoA) and requested a certified copy of my title.  More than a week went by and no communication back from BoA so I sent a 2^nd fax requesting the certified copy of my title and also asked them to please let me know the status.  I received a letter from BoA about a week later with the paperwork I thought I needed.

My 2^nd trip to the DMV, I tried to register our RV with a certified copy of the title but the DMV wouldn’t accept that.  They were actually very helpful and informed me that I needed the original title.  I found a phone number for BoA and talked to a person that finally gave me an email address (titlechange2@bankofamerica.com) to send my request to instead of a fax.  But after a week had passed, I hadn’t received any information from BoA.  So I sent a second request email and then I received a phone call from a representative that explained to me they needed the request had to come from the DMV directly and it needed to be on NYS DMV letterhead.  So I headed back to the DMV (my 3^rd trip) to request them to send a request to BoA.  During that visit, I actually had to call the BoA representative so the person at the DMV could talk to them.  That was Wednesday.  This morning I received a phone call from the DMV they had received my actual title.  So I rushed over there (my 4^th trip) and completed my registration.  The entire process took over 6 weeks.

My recommendation to anyone in NYS purchasing from Couch’s RV Nation is to finance (if needed) from a local bank in NYS.